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#Exeter finance repossession policy plus

Instead of making your monthly payment to Exeter Finance why not refinance now and save thousands in minutes. You are a great candidate for refinancing if (a) you got your current loan at the dealership and/or (b) made all of your loan payments on time. They do not belong to or represent views of the Federal Trade Commission.You can lower your monthly payments on your Exeter Finance auto loan and save $750 every year / $63 every month through refinancing. Opinions in comments that appear in this blog belong to the individuals who expressed them. To protect your privacy and the privacy of other people, please do not include personal information. The comments posted on this blog become part of the public domain.

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We expect commenters to treat each other and the blog writers with respect. We review all comments before they are posted, and we won’t post comments that don’t comply with our commenting policy. But keep in mind, this is a moderated blog. Your thoughts, ideas, and concerns are welcome, and we encourage comments. The purpose of this blog and its comments section is to inform readers about Federal Trade Commission activity, and share information to help them avoid, report, and recover from fraud, scams, and bad business practices. The sooner you do, the better the chance you can work something out.įor more, read the FTC’s article on Vehicle Repossession and this blog from the CFPB to learn more. The important thing to remember - you could have more options than you think, so don’t wait to talk to your lender. An attorney can tell you whether you have grounds to contest a deficiency judgment. In most states, your lender is allowed to sue you for it.

#Exeter finance repossession policy plus

You could be on the hook for any “deficiency” - the difference between what your car sells for and how much you still owe on it, plus any fees related to the repossession. You also might still owe money after your car is repossessed. If your car gets repossessed, check your state’s laws to see what options you might have to buy it back or get any personal property left in the car. While many lenders have begun to voluntarily forego repossessions during the pandemic, if you get behind on your payments, your lender still could repossess your car - sometimes without warning. If you miss payments, you could be charged a lot more in fees and hurt your credit. Even if you have to miss a payment, don’t be afraid to talk to your lender to learn about your options. Depending on how much your car is worth and how much you owe on it, you also could look into selling your car or trading it in to get something cheaper before you miss a payment.

Just make sure you refinance with a credible lender or company.

This makes sense if a lower interest rate or longer loan could make your car payment doable. If lenders break the rules, they might lose other rights against you or have to pay you damages. States have their own rules about how cars can be repossessed and what happens after. Check with your State Attorney General or local consumer protection agency. Find out what rights you have in your state.If your lender agrees to any changes, make sure you have them in writing for later. Some banks, credit unions, and auto financing companies are letting people delay payments or renegotiate their payment schedules. Identity Theft and Online Security Show/hide Identity Theft and Online Security menu itemsĪre you worried that you won’t be able to make your next car payment because you’ve lost your job or income because of the Coronavirus? Or are you already behind on your payments? You’re not alone.Unwanted Calls, Emails, and Texts Show/hide Unwanted Calls, Emails, and Texts menu items.Money-Making Opportunities and Investments.Jobs and Making Money Show/hide Jobs and Making Money menu items.Credit, Loans, and Debt Show/hide Credit, Loans, and Debt menu items.Shopping and Donating Show/hide Shopping and Donating menu items.